Desert Insurance Solutions is an independent, multiline, boutique insurance broker with decades of experience and direct access to quality insurance carriers. We provide our clients with large broker expertise and an uncommon level of service attention. We hire experts. Our management team:

Carrie Babij, President

Carrie Babij

President and Co-owner

Responsible for all aspects of marketing, operations and client satisfaction. Before starting Desert Insurance Solutions, Carrie had over 20 years’ experience with high net worth personal lines at Brown and Brown Private Client Group, and commercial lines as Senior Vice-President, Wells Fargo Insurance in Seattle, Washington. Carrie attended the University of Washington.

Mark Babij

Mark Babij

Chief Financial Officer and Co-owner

Responsible for financing and planning. Mark has over 20 years’ experience with finance and planning as Vice-President at the American Express Company in New York, one of the world’s most respected service organizations. Mark has an MBA from the University of Minnesota.


Art Carroll

Commercial Lines Manager

Responsible for processing commercial client new business and renewals. Art has nearly 20 years’ experience as commercial lines account executive for USA Insurance in Alaska and Brown & Brown in New Mexico. Art earned his degree from the University of Alaska.


Reyna Mazari

Personal Lines Manager

Responsible for processing personal lines new business and renewals. Reyna has 15 years’ insurance experience most recently as Personal Lines Account Manager for Desert Cornerstone. She was also Underwriting Assistant at Monarch Excess and Surplus, and was a junior underwriter at Trinity Insurance.


Lily Cardenas

Client Service Manager

Has over a decade experience providing quality service to insurance clients. Lily was previously client service manager for Platinum Insurance Services in Texas and Magnolia Insurance Services in California.

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Colleen Flores

Account Executive-Health Insurance

Responsible for business development and service for health insurance. She works with individuals, businesses with group plans and Medicare clients. Before joining our firm she spent three years in an agency environment becoming expert on the Affordable Care Act and related compliance issues. Colleen has a degree in Business Administration from College of the Desert.

Kaycie Baker

Kaycie Baker

Account Executive-Arizona Division

Manages our Scottsdale sales office and is responsible for business development in Arizona and other states outside California. Kaycie has experience with insurance agency administration and completed a series of intensive insurance training programs. Before joining us Kaycie was a B2B account executive in Phoenix, Arizona.


Carol Barry

Operations Manager

Responsible for general administration across the firm. Carol holds a California Life and Health license, and attends California State University, San Bernardino.