Carrie Explains:
“Insurance is not a commodity, it’s your protection contract. In this contract you can build in low protection at a low price or high protection at a higher price. What you need is the right protection for you at the best price available. To get that, you need an agent who cares about your unique situation, has industry expertise and has access to multiple high quality carriers.”
“But many people today buy insurance online or from an agent they don’t know and doesn’t know them. So without the right-up-to date coverage they could be very disappointed with a claim.”
“I came up with a better way. Desert Insurance Solutions offers expert hands-on client relations. We have decades of experience and have secured independent access to top insurance carriers. And no matter where you are located, we want you to feel like you have local experts, trusted friends right next door.”

Carrie Babij, Private Client Practice Leader
Local Experts
Local. We have offices in La Quinta, California and Scottsdale, Arizona, with real people who are accessible 24/7. We are licensed to do business in virtually all states. As a result, we can seamlessly protect families with multiple homes. If you have a claim we can help guide you. Wherever you are, we want you to feel like we’re right next door.
Experts. We have years of experience with personal and commercial lines at the nation’s largest brokers. And our staff of experts is ready to support you.
Trusted Friends
Trusted. We’re independent, with access to multiple quality carriers. That means you get the right insurance for you, not a ‘one size fits all’.
Friends. We think of our clients as friends. It helps us stay on top of changes that might affect their insurance and frankly, it’s more fun for us that way.
First we listen. We’ll learn about your situation and assess your significant risk exposures.
Next we will propose and implement. We use our years of expertise and independent access to multiple quality carriers to provide a custom insurance solution.
And finally we will monitor and follow-up. We’ll make adjustments if your situation changes, or the insurance marketplace changes in a way that will benefit you. We are committed to exceptional service.
- Professional offices
- Restaurants
- Hotels
- Real Estate
- Entertainment
- Construction
- Other Businesses
- Doctors, Dentists, Medispa
- Lawyers
- Financial Advisors/RIA
- Advertising Agencies
- Architects and Engineers
- Other Professionals
- Auto
- Homeowners
- Renters
- Earthquake
- Flood
- Basic Umbrella
- Watercraft
- Motor homes
- Motorcycles
- High Net Worth Risk Management Consulting
- Premium Homeowners
- Multiple Homes/International
- Collectible Auto
- Family Office
- Trusts and Estate
- Yachts and Aircraft
- Scheduled Property (Fine Arts, Jewelry)
- Individual Health Insurance
- Group Health Insurance
- Medicare Supplements
- Long Term Care
- Disability Insurance
- Life Insurance
- Group Life
- Dental
Desert Insurance Solutions provides commercial, workers’ compensation, professional liability, basic auto, homeowner and umbrella insurance, as well as private client services and health insurance.
Contact us today at 760.564.6800
Desert Insurance Solutions has been awarded “2018 Business of the Year” by the Greater Coachella Valley Chamber of Commerce.

We had USAA for years and thought they couldn’t be beat in terms of price, but Carrie was able to save us quite a bit of money. Not to mention very personalized service!

Carrie! You have the sweetest staff. I love dealing with them as they are always knowledgeable and willing to get my needs taken care of. Thanks for the wonderful service!

Carrie and her team at Desert Insurance Solutions are amazing. Knowledgeable, experienced, and efficient, they take care of all of our personal and business insurance needs. We highly recommend them.

You have an amazing staff!! Every time I call I get prompt and courteous attention. If they can’t answer a question I get a call back right away from a person who can help me. I called your office and got a call back within the hour! You take care of your customers big and small. Thank you so much for having such a wonderful and caring staff. Please give Colleen a big hug from me!

It’s not so important where your insurance agent is located. What is important is their responsiveness, knowledge and the products they can offer. When I call or send an email I always get a quick knowledgeable answer. I’ve been very well satisfied with their products.

My husband and I couldn’t feel more ‘protected’ and heard by your office staff. We are thrilled to be your clients.

We are so happy working with Colleen. She has the patience of a saint!!!!!! Colleen is always available for our questions and helps us navigate through whatever we are dealing with. She knows her stuff and she explains things to us in a way that I even get!!!

You are absolutely my kind of business person – answering customer emails on Saturday evening. Go person, woman, whatever the heck is right to say these days. I hope you get the message. You’re the real deal.

Over the past two years or so, I have had the privilege of working with Lily Cardenas…She is absolutely amazing!…She always responds that same day, is incredibly knowledgeable, and helps me with whatever question or issue I have! I appreciate her promptness, her wisdom, her patience, and her positive attitude!…We are thankful for all of her help and support. Thank you! And Thank you, Lily!

I highly recommend Desert Insurance Solutions. They are experienced and professional, combined with prompt communication. I trust them with my most scrutinizing clients!

We really appreciate your proactive style overall. We are extremely happy with your firm and the high level service we receive.

