Desert Insurance Solutions is an independent, multiline, boutique insurance broker with decades of experience and direct access to quality insurance carriers. We provide our clients with large broker expertise and an uncommon level of service attention. We hire experts. Our management team:

Carrie Babij, President

Carrie Babij

President and Co-owner

Responsible for all aspects of marketing, operations and client satisfaction. Before starting Desert Insurance Solutions, Carrie had over 20 years’ experience with high net worth personal lines at Brown and Brown Private Client Group, and commercial lines as Senior Vice-President, Wells Fargo Insurance in Seattle, Washington. Carrie attended the University of Washington.

Mark Babij

Mark Babij

Chief Financial Officer and Co-owner

Responsible for financing and planning. Mark has over 20 years’ experience with finance and planning as Vice-President at the American Express Company in New York, one of the world’s most respected service organizations. Mark has an MBA from the University of Minnesota.


Carol Barry

Operations Manager

Responsible for general administration across the firm. Carol earned her BA in Business Management from California State University, San Bernardino and holds a California Life and Health license.


Art Carroll

Commercial Lines Manager

Responsible for serving commercial clients. Art has nearly 20 years’ experience as commercial lines account executive for USA Insurance in Alaska and Brown & Brown in New Mexico. Art earned his degree from the University of Alaska.

David Reed Nov 2018

David Reed

Commercial Lines Manager

Responsible for serving commercial clients. Previously David was Commercial Lines Account Manager for Casswood Insurance in Palm Springs, California and before that was Underwriter for KFB in Glendale, California. David has extensive experience placing almost every type of commercial insurance across a wide variety of industries. He earned his degree from UCLA.

Janis Mason - Social Res

Janis Mason

Commercial Lines Customer Service Representative

Responsible for serving commercial lines clients and supporting commercial new business and renewals. Before joining our firm, Janis worked as a commercial service representative for the M&O Agency in Phoenix and a personal lines service representative for Progressive Insurance.


Lily Cardenas

Personal Lines New Business Manager

Responsible for processing new business and onboarding new clients. Lily was previously client service manager for Platinum Insurance Services in Texas and Magnolia Insurance Services in California.


Karen Zakoda

Personal Lines Service Manager

Responsible for managing the personal lines service process in our California office. Karen is a Coachella Valley native who earned her BA in Business Management with a minor in Finance from California State University, San Bernardino. 

Tasha Rojas - Social Res

Tasha Rojas

Personal Lines Service Manager

Responsible for managing the personal lines service process in our Arizona office. Before joining the firm, Tasha was a personal lines renewal underwriter for Arthur Gallagher. Tasha earned her degree from the Westwood College of Technology.

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Colleen Flores

Account Executive – Health Insurance

Responsible for business development and service for health insurance. She works with individuals, businesses with group plans and Medicare clients. Before joining our firm she spent three years in an agency environment becoming expert on the Affordable Care Act and related compliance issues. Colleen has a degree in Business Administration from College of the Desert.

DIS Kaycie Baker New 2018

Kaycie Baker

Account Executive – Arizona Division

Responsible for business development in Arizona. Kaycie has experience with insurance agency administration and completed a series of intensive insurance training programs. Before joining us Kaycie was a business-to-business account executive in Phoenix, Arizona.


Jennifer Cardenas

Administrative Assistant

Responsible for general assistance with administrative matters and assistant to Colleen Flores in our Health Insurance Department. Jenny is a graduate of Rancho Mirage High School.