Why We're Better

Carrie Explains:

“Insurance is not a commodity, it’s your protection contract. In this contract you can build in low protection at a low price or high protection at a higher price. What you need is the right protection for you at the best price available. To get that, you need an agent who cares about your unique situation, has industry expertise and has access to multiple high quality carriers.”

“But many people today buy insurance online or from an agent they don’t know and doesn’t know them. So without the right-up-to date coverage they could be very disappointed with a claim.”

“I came up with a better way. Desert Insurance Solutions offers expert hands-on client relations. We have decades of experience and have secured independent access to top insurance carriers. And no matter where you are located, we want you to feel like you have local experts, trusted friends right next door.”

Carrie Babij, President
Carrie Babij, President
Who We Are

Local Experts

Local. We have offices in Scottsdale, Arizona and La Quinta, California, with real people who are accessible 24/7. We are licensed to do business in virtually all states. As a result, we can seamlessly protect families with multiple homes. If you have a claim we can help guide you. Wherever you are, we want you to feel like we’re right next door.

Experts. We have years of experience with personal and commercial lines at the nation’s largest brokers. And our staff of experts is ready to support you.

Trusted Friends

Trusted. We’re independent, with access to multiple quality carriers. That means you get the right insurance for you, not a ‘one size fits all’.

Friends. We think of our clients as friends. It helps us stay on top of changes that might affect their insurance and frankly, it’s more fun for us that way.

Local Experts, Trusted Friends.
What We Do

First we listen. We’ll learn about your situation and assess your significant risk exposures.

Next we will propose and implement. We use our years of expertise and independent access to multiple quality carriers to provide a custom insurance solution.

And finally we will monitor and follow-up. We’ll make adjustments if your situation changes, or the insurance marketplace changes in a way that will benefit you. We are committed to exceptional service.

  • Professional offices
  • Restaurants
  • Hotels
  • Real Estate
  • Entertainment
  • Construction
  • Other Businesses
  • Doctors, Dentists, Medispa
  • Lawyers
  • Financial Advisors/RIA
  • Advertising Agencies
  • Architects and Engineers
  • Other Professionals
  • Auto
  • Homeowners
  • Renters
  • Earthquake
  • Flood
  • Basic Umbrella
  • Watercraft
  • Motor homes
  • Motorcycles
  • High Net Worth Risk Management Consulting
  • Premium Homeowners
  • Multiple Homes/International
  • Collectible Auto
  • Family Office
  • Trusts and Estate
  • Yachts and Aircraft 
  • Scheduled Property (Fine Arts, Jewelry)
  • Individual Health Insurance
  • Group Health Insurance
  • Medicare Supplements
  • Long Term Care
  • Disability Insurance
  • Life Insurance
  • Group Life
  • Dental

Desert Insurance Solutions provides commercial, workers’ compensation, professional liability, basic auto, homeowner and umbrella insurance, as well as private client services and health insurance.

Contact us today at 480.477.8043

Desert Insurance Solutions named “Agency of the Year” in 2019 by National Underwriter (NU) Property and Casualty Magazine.

DIS Scottsdale Office July 2021