Why Adequate Liability Insurance Limits Matter

Regarding insurance, you may recall my advice to “sweat the big stuff”. In April, I pointed out that no personal insurable risk is bigger stuff than liability…the risk of getting sued. I asked my friends at Chubb Insurance to share some cases that you might find of interest. Click on the Summary below to see some real-life examples that could happen to anyone. Continue reading “Why Adequate Liability Insurance Limits Matter”

Liability Coverage Checklist

Last month I used the phrase “sweat the big stuff” and it doesn’t get bigger than liability risk. In the US in general, and California specifically, you can get sued for just about anything and the legal concept of “fault” frequently defies common sense. And unlike property coverage, a liability loss can exceed the value of your assets. So the risk is important and complicated, but it can be managed. Continue reading “Liability Coverage Checklist”