No, today’s title is not a typo. Following our nation’s Independence Day I’m calling this newsletter “Independent Day” to celebrate the benefits of an independent agency like Desert Insurance Solutions. Continue reading “Independent Day”
State of Insurance
As I watched Hurricane Ian’s devastation on TV these last few days, I was thinking about how my job has been changing. It used to be about finding each of my clients the best insurance. But more recently for some of my clients it’s about finding any insurance. How did we get here and what can we do? It’s a little long this month, but here are my thoughts. Continue reading “State of Insurance”
Frog Soup
Maybe you’ve heard the old frog story: when thrown in hot water the frog jumps out but when placed in cool water slowly heated he becomes frog soup. In a way, that story reminds me of many people who come to me for insurance. Continue reading “Frog Soup”
Falling Through the Cracks
I hope you’re all staying safe as we tiptoe back into the world. Continue reading “Falling Through the Cracks”
Claims Do’s and Don’ts
If you never have an auto or homeowner’s claim, you’re a lucky person. If you aren’t that lucky and have a claim, it’s likely to be stressful and might even be hard to think straight. Continue reading “Claims Do’s and Don’ts”
Funny Insurance Ads…Just Aren’t That Funny
I can’t watch TV without seeing another funny insurance commercial. The problem is, insurance is not that funny. And it’s way too complicated to explain in a 30 second spot.
Continue reading “Funny Insurance Ads…Just Aren’t That Funny”
A Message for My Chubb Clients
In my professional experience, Chubb is a gold-standard carrier in homeowners insurance. They offer one of the most comprehensive coverage contracts in the industry and their claims performance is outstanding. Anybody with a fire loss would have been fortunate to have Chubb. Continue reading “A Message for My Chubb Clients”
Arizona Risks and Issues
Desert Insurance Solutions has offices in La Quinta, CA and Scottsdale, AZ. From there we provide services to clients all over the country. Below, I’d like to focus on some unique risks facing us in the great state of Arizona. Continue reading “Arizona Risks and Issues”
Other Important Insurance
I’m often asked what kind of insurance Desert Insurance Solutions provides. The answer is every kind. We’re best known for property-casualty and health insurance, but we also provide advice on other important insurance: life, disability and long-term care. Continue reading “Other Important Insurance”
Fire Insurance in California: What You Need to Know
Here in California we’ve had one of the worst fire seasons ever. Property damage has been concentrated in the Camp Fire (northern CA) and the Woolsey Fire (Malibu). Total insurance payouts are expected to near $20 billion. Continue reading “Fire Insurance in California: What You Need to Know”