Maybe you’ve heard the old frog story: when thrown in hot water the frog jumps out but when placed in cool water slowly heated he becomes frog soup. In a way, that story reminds me of many people who come to me for insurance. Continue reading “Frog Soup”
I hope you’re all staying safe as we tiptoe back into the world. Continue reading “Falling Through the Cracks”
If you never have an auto or homeowner’s claim, you’re a lucky person. If you aren’t that lucky and have a claim, it’s likely to be stressful and might even be hard to think straight. Continue reading “Claims Do’s and Don’ts”
I can’t watch TV without seeing another funny insurance commercial. The problem is, insurance is not that funny. And it’s way too complicated to explain in a 30 second spot.
Continue reading “Funny Insurance Ads…Just Aren’t That Funny”
In my professional experience, Chubb is a gold-standard carrier in homeowners insurance. They offer one of the most comprehensive coverage contracts in the industry and their claims performance is outstanding. Anybody with a fire loss would have been fortunate to have Chubb. Continue reading “A Message for My Chubb Clients”
Desert Insurance Solutions has offices in La Quinta, CA and Scottsdale, AZ. From there we provide services to clients all over the country. Below, I’d like to focus on some unique risks facing us in the great state of Arizona. Continue reading “Arizona Risks and Issues”
I’m often asked what kind of insurance Desert Insurance Solutions provides. The answer is every kind. We’re best known for property-casualty and health insurance, but we also provide advice on other important insurance: life, disability and long-term care. Continue reading “Other Important Insurance”
Here in California we’ve had one of the worst fire seasons ever. Property damage has been concentrated in the Camp Fire (northern CA) and the Woolsey Fire (Malibu). Total insurance payouts are expected to near $20 billion. Continue reading “Fire Insurance in California: What You Need to Know”
Here are Bella and Reagan, my favorite Yorkies getting ready for a road trip! They’ve got their little bandanas, their cozy bed and….their pet insurance! Continue reading “Does Your Pet Need Health Insurance?”
2017 wasn’t very happy for the insurance industry thanks to three nasty grinches named Harvey (in Texas), Irma (in Florida) and Maria (in Puerto Rico). Because coastal development has been so strong over recent decades, these hurricanes could result in total losses of $100 billion! Despite that massive number insurance carriers are not forecast to be overly stressed because only 18-20% Florida and Texas residents have flood insurance, and carriers have their own insurance (called reinsurance) to cover excessive loss. Continue reading “Fires and Floods: 2017 Year in Review”