What’s the top cause of loss on Homeowner’s insurance? You probably didn’t guess interior water leaks but it’s true, and it’s getting worse every year. Why? Our housing stock is getting older making plumbing and water heaters more likely to crack. There are more water-connected appliances. And unoccupied vacation homes can spring small leaks that go undetected for days, weeks or months resulting in large claims. Continue reading “This Top Cause of Homeowner’s Loss Will Surprise You”
In my professional experience, Chubb is a gold-standard carrier in homeowners insurance. They offer one of the most comprehensive coverage contracts in the industry and their claims performance is outstanding. Anybody with a fire loss would have been fortunate to have Chubb. Continue reading “A Message for My Chubb Clients”
In my November, 2018, I predicted higher homeowner insurance rates were on the way in California. Unfortunately, they have arrived. Continue reading “Cost of Homeowner’s Insurance”
Desert Insurance Solutions is proud to announce that our own Carrie Babij has been named one of the “Top Producers” in America in 2019 by Insurance Business Magazine. Continue reading “Carrie Babij named to prestigious ‘Top Producer’ list by Insurance Business America”
Desert Insurance Solutions has offices in La Quinta, CA and Scottsdale, AZ. From there we provide services to clients all over the country. Below, I’d like to focus on some unique risks facing us in the great state of Arizona. Continue reading “Arizona Risks and Issues”
Hi everybody. Today is the 25th anniversary of the Northridge earthquake, a 6.7 Southern California tremblor that caused over 70 fatalities and $25 billion in damages. Continue reading “An Important Reminder on the 25th Anniversary of the Northridge Earthquake”
I’m pleased to report two national insurance industry publications, Insurance Journal and Insurance Business America, have selected me as one of their “Top 20 Agents of the Year”. A big shout out thanks to all my clients who put their trust in me, my wonderful staff and my supportive carriers. Continue reading “Desert Insurance Solutions Named to ‘Top Agents of the Year’ Lists”
I’m often asked what kind of insurance Desert Insurance Solutions provides. The answer is every kind. We’re best known for property-casualty and health insurance, but we also provide advice on other important insurance: life, disability and long-term care. Continue reading “Other Important Insurance”
Here in California we’ve had one of the worst fire seasons ever. Property damage has been concentrated in the Camp Fire (northern CA) and the Woolsey Fire (Malibu). Total insurance payouts are expected to near $20 billion. Continue reading “Fire Insurance in California: What You Need to Know”
Desert Insurance Solutions is proud to be the title sponsor of the Greater Coachella Valley Small Business Expo at Fantasy Springs on November 15 from 4-7pm. Continue reading “Desert Insurance Solutions – Proud Title Sponsor of the Greater Coachella Valley Small Business Expo”